What Is the Investment Profile in Padzilly and How Is It Used?

The investment profile in Padzilly represents the values that allow the platform to show you properties aligned with your actual budget. This profile is essential for accurate payment estimates and for using filters effectively when searching for properties.

When Is the Investment Profile Defined?

Your investment profile can be set in three different scenarios:

1. During account creation: If you don’t have a lender or loan linked to your account, you’ll be asked to enter these values when signing up.

2. When browsing as a guest: You can also manually set your investment profile while exploring the platform without logging in.

3. When you have a linked loan and lender: In this case, the investment profile is generated automatically based on your loan details.

The third option provides the most accurate calculations, since it uses real loan data to estimate payments and affordability for each property.

Can These Values Be Modified?

• If you do not have a linked loan, you can freely edit your investment profile at any time.

• If you have a loan linked to your account, these values cannot be modified, as they are pulled directly from your loan.

Always remember to save your changes before returning to the property search page.

Why Is the Investment Profile Important?

The values in your investment profile are used to:

• Power the quick filters "Filter by Payment" and "Filter by Investment" on the property search page

• Show you homes that realistically match your financial situation

That’s why it’s important to enter values that are as accurate and realistic as possible—especially if you are not yet working with a lender.

Conclusion

Your investment profile is a key tool that helps Padzilly deliver personalized and financially realistic property suggestions. Whether you’re just starting or already have a linked loan, Padzilly uses your profile to guide you toward better decisions throughout your home search process.