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Checking state and county coverage (B1124-008)
Before using Padzilly’s advanced home search and offer tools like SearchPro and OfferPro, it’s important to know if Padzilly operates in your state and county. Padzilly covers a wide range of locations across the United States, but availability may vary depending on your region’s real estate data feeds and loan program guidelines. Here's how to check state and county coverage.
Step 1: Visit Padzilly’s Coverage Page
Padzilly provides an easy way to check whether your state and county are supported. Simply visit the Coverage Page or access the link from the home page.
Step 2: Search for Your State and County
On the Coverage Page, you will find a search tool where you can enter your state or county. Enter your location into the search bar to check whether Padzilly currently operates in your area. If supported, Padzilly will show you the available tools for your location, including any loan program limitations.
Step 3: Confirm Loan Program Availability
Coverage varies not only by location but also by loan type. For instance:
Conventional loans may be available across most states.
FHA loans are typically available in all states but may have specific county-based loan limits.
VA loans and USDA loans may be restricted by specific geographic criteria, such as rural designations or county-specific loan caps.
The Coverage Page will show the loan programs supported in your state and county so you can make sure you’re accessing the right loan products for your home search.
Step 4: Understand County-Specific Limits
For each county, Padzilly automatically applies loan program limits, such as FHA or Conventional county loan limits. This ensures that your home search remains within the correct qualification ranges, helping prevent errors when searching for homes based on your loan approval.
If your county has specific restrictions or variations, the Coverage Page will notify you of any limits or exceptions that may apply.
Step 5: Stay Updated
Padzilly is continuously expanding its coverage. If your state or county isn’t currently supported, check back periodically, as new areas are frequently added. You can also sign up for updates to receive notifications when Padzilly becomes available in your location.
Checking your state and county coverage is a crucial step in using Padzilly’s full suite of home search and offer tools. By ensuring that your area and loan program are supported, you can make the most of Padzilly’s real-time financial adjustments, loan filters, and offer structuring tools. Visit the Coverage Page today to confirm whether your region is covered and start searching for homes with confidence.
