What is Padzilly? (B1124-001)

Padzilly is a revolutionary home search platform designed specifically for buyers who want to streamline the homebuying process using real mortgage loan approvals. Unlike traditional real estate search engines that rely on generic, often unreliable payment estimates and only offer general filters like price, location, and size, Padzilly lets you search for homes based on your actual loan approval, giving you access to the most accurate monthly payment and total cash needed to buy each property.

Why Use Padzilly?

Real-Time Accuracy with Loan Parameters.
Padzilly transforms the way you shop for homes by allowing your lender to upload your loan approval directly into the system. This means that every property you see is filtered through the lens of your real financial situation. You can be confident that the homes you’re viewing fit within your loan limits, giving you peace of mind that you won’t fall in love with a property you can’t afford.

Accurate Payment and Cash to Close Figures.
With Padzilly, you’ll know exactly how much your monthly mortgage payments will be and how much cash you’ll need at closing. Whether you’re concerned about the down payment, closing costs, or seller contributions, Padzilly breaks down all these figures for each property, so you’re never caught off guard by hidden costs.

Customizable Filters Based on Your Financial Goals.
Padzilly offers advanced search tools that allow you to adjust key financial parameters such as the sales price, down payment, and seller contribution. These adjustments let you see how small changes can help you fit a property into your budget or loan approval. You’re essentially using the same strategies that loan officers and real estate professionals use, but now, you can do it instantly on your own.

Key Benefits for Buyers.

1. Search with Confidence. Filter homes based on your real loan approval, knowing that every home you see fits your financial profile.
2. Instant Financial Calculations. See your monthly payment and total cash needed to buy each home, helping you budget more effectively.
3. Flexible Offer Structuring. Use Padzilly’s OfferPro feature to adjust price, seller contributions, and down payments, structuring offers that work for your loan approval.
4. Simplified Home Search. No more guessing games about affordability. Padzilly gives you the tools to search smarter, with less stress and fewer surprises.
5. Empowers You in the Homebuying Process. Get the insights and confidence to make informed decisions without waiting for a loan officer to crunch the numbers for you.

How to Get Started.

The process is simple. If you’re a homebuyer, start by setting up your free account and entering your desired mortgage payment and cash limits. You can begin searching right away, but Padzilly truly shines once your lender uploads your loan approval. Invite your lender to join, and they can provide the real-time loan data that powers Padzilly’s unique filtering system. From there, you’ll have the most accurate home search experience available today, tailored precisely to your needs.

Padzilly is always free for buyers and offers a seamless way to navigate the complexities of home shopping by focusing on what matters most—your loan approval and financial limits.

With Padzilly, you’re not just searching for a home—you’re searching smart.